Lemoney
Portfolios

Core Four Portfolio

by ElderLemon · shared 16 Sept 2026 · Published by Rick Ferri, 1 Jan 2007 · source

Open in the Lab

Weights

VTIVanguard Total Stock Market ETF48.0%EFAiShares MSCI EAFE ETF24.0%AGGiShares Core US Aggregate Bond ETF20.0%VNQVanguard Real Estate ETF8.0%
  • VTIVanguard Total Stock Market ETF48.0%
  • EFAiShares MSCI EAFE ETF24.0%
  • AGGiShares Core US Aggregate Bond ETF20.0%
  • VNQVanguard Real Estate ETF8.0%

Performance

CAGR
+8.5%
Final value
$60k
Max drawdown
−47.1%
Volatility
14.2%
Sharpe
0.64
Sortino
0.91

Correlation

weekly returns
VTIEFAAGGVNQ
VTI·0.870.170.75
EFA0.87·0.200.67
AGG0.170.20·0.22
VNQ0.750.670.22·

Growth of $10K

Long only · Fixed weights · annually · 2004-10-08 to 2026-10-09
$10k$20k$50k2007201020132016201920222025$60k
$60,200Oct 9, 2026
−22%−44%2007201020132016201920222025−43.9% · 2009-02
−2.3%Oct 9, 2026

Annual returns

* partial
through 2026-10-09