Ideal Index Portfolio

by ElderLemon · shared 16 Sept 2026 · Published by Frank Armstrong, 1 Jan 2002 · source

Weights

EFAiShares MSCI EAFE ETF31.0%SHYiShares 1-3 Year Treasury Bond ETF30.0%IVEiShares S&P 500 Value ETF9.2%IJSISHARES S&P SMALL-CAP 600 VALUE ETF 9.2%VNQVanguard Real Estate ETF8.0%IVViShares Core S&P 500 ETF6.3%IJTISHARES S&P SMALL-CAP 600 GROWTH ETF 6.3%

EFAiShares MSCI EAFE ETF31.0%
SHYiShares 1-3 Year Treasury Bond ETF30.0%
IVEiShares S&P 500 Value ETF9.2%
IJSISHARES S&P SMALL-CAP 600 VALUE ETF 9.2%
VNQVanguard Real Estate ETF8.0%
IVViShares Core S&P 500 ETF6.3%
IJTISHARES S&P SMALL-CAP 600 GROWTH ETF 6.3%

Performance

CAGR: +6.6%
Final value: $41k
Max drawdown: −43.0%
Volatility: 12.4%
Sharpe: 0.58
Sortino: 0.82

Correlation

weekly returns

	EFA	IVE	IJS	IVV	IJT	VNQ	SHY
EFA	·	0.86	0.79	0.87	0.80	0.67	−0.13
IVE	0.86	·	0.90	0.96	0.89	0.78	−0.20
IJS	0.79	0.90	·	0.86	0.96	0.76	−0.19
IVV	0.87	0.96	0.86	·	0.89	0.74	−0.19
IJT	0.80	0.89	0.96	0.89	·	0.75	−0.17
VNQ	0.67	0.78	0.76	0.74	0.75	·	−0.06
SHY	−0.13	−0.20	−0.19	−0.19	−0.17	−0.06	·

Growth of $10K

Long only · Fixed weights · annually · 2004-10-08 to 2026-10-09

$41,400Oct 9, 2026

−3.8%Oct 9, 2026

Annual returns

* partial

through 2026-10-09