Lemoney
Portfolios

No-Brainer Portfolio

by ElderLemon · shared 16 Sept 2026 · Published by William Bernstein, 1 Sept 2000 · source

Open in the Lab

Weights

SPYSPDR S&P 500 ETF Trust25.0%IJRiShares Core S&P Small-Cap ETF25.0%EFAiShares MSCI EAFE ETF25.0%SHYiShares 1-3 Year Treasury Bond ETF25.0%
  • SPYSPDR S&P 500 ETF Trust25.0%
  • IJRiShares Core S&P Small-Cap ETF25.0%
  • EFAiShares MSCI EAFE ETF25.0%
  • SHYiShares 1-3 Year Treasury Bond ETF25.0%

Performance

CAGR
+8.3%
Final value
$70k
Max drawdown
−43.5%
Volatility
13.2%
Sharpe
0.67
Sortino
0.96

Correlation

weekly returns
SPYIJREFASHY
SPY·0.880.87−0.19
IJR0.88·0.80−0.19
EFA0.870.80·−0.14
SHY−0.19−0.19−0.14·

Growth of $10K

Long only · Fixed weights · annually · 2002-08-02 to 2026-10-09
$10k$20k$50k200620102014201820222026$70k
$69,700Oct 9, 2026
−20%−40%200620102014201820222026−40.2% · 2009-02
−3.4%Oct 9, 2026

Annual returns

* partial
through 2026-10-09