Lemoney
Portfolios

Second Grader's Starter Portfolio

by Chnkpari · shared 16 Sept 2026 · Published by Allan Roth, 9 Mar 2009 · source

Open in the Lab

Weights

VTIVanguard Total Stock Market ETF60.0%EFAiShares MSCI EAFE ETF30.0%AGGiShares Core US Aggregate Bond ETF10.0%
  • VTIVanguard Total Stock Market ETF60.0%
  • EFAiShares MSCI EAFE ETF30.0%
  • AGGiShares Core US Aggregate Bond ETF10.0%

Performance

CAGR
+9.5%
Final value
$82k
Max drawdown
−51.2%
Volatility
15.6%
Sharpe
0.66
Sortino
0.94

Correlation

weekly returns
VTIEFAAGG
VTI·0.870.16
EFA0.87·0.19
AGG0.160.19·

Growth of $10K

Long only · Fixed weights · annually · 2003-10-03 to 2026-10-09
$10k$20k$50k2006200920122015201820212024$82k
$81,900Oct 9, 2026
−24%−48%2006200920122015201820212024−48.0% · 2009-02
−1.8%Oct 9, 2026

Annual returns

* partial
through 2026-10-09