Lemoney
Portfolios

Three-Fund Portfolio

by lilmonk · shared 16 Sept 2026 · Published by Taylor Larimore (Bogleheads), 1 Jan 2012 · source

Open in the Lab

Weights

VTIVanguard Total Stock Market ETF64.0%AGGiShares Core US Aggregate Bond ETF20.0%EFAiShares MSCI EAFE ETF16.0%
  • VTIVanguard Total Stock Market ETF64.0%
  • AGGiShares Core US Aggregate Bond ETF20.0%
  • EFAiShares MSCI EAFE ETF16.0%

Performance

CAGR
+9.3%
Final value
$79k
Max drawdown
−45.2%
Volatility
13.9%
Sharpe
0.71
Sortino
1.01

Correlation

weekly returns
VTIEFAAGG
VTI·0.870.16
EFA0.87·0.19
AGG0.160.19·

Growth of $10K

Long only · Fixed weights · annually · 2003-10-03 to 2026-10-09
$10k$20k$50k2006200920122015201820212024$79k
$78,600Oct 9, 2026
−21%−42%2006200920122015201820212024−42.1% · 2009-02
−1.4%Oct 9, 2026

Annual returns

* partial
through 2026-10-09